Everything we cover
Top rated insurance agency that finds the right fit for your home, your vehicles, your business, and your life all from one local team that knows the difference between a policy that looks good and one the hold up.
- Best Insurance agency in Alabama & Georgia
- No bots, a real agent responds
- Competitive rates from top carriers
- Bundle discounts available
Protect your most valuable asset.
Comprehensive dwelling, personal property, liability, and ALE coverage designed for homeowners with the right replacement cost limit, not just the cheapest number.
Auto Insurance On the road Covered
Liability, collision, comprehensive, uninsured motorist, and gap coverage structured to protect you in the real scenarios Alabama & Georgia drivers actually face.
Landlord Insurance
Reliable auto coverage with competitive.
Toys Insurance
Reliable auto coverage with competitive.
ATV Insurance
Reliable auto coverage with competitive.
Boat Insurance
Reliable auto coverage with competitive.
Motorcycle Insurance
Reliable auto coverage with competitive.
Renters Insurance
Reliable auto coverage with competitive.
Life Insurance
Reliable auto coverage with competitive.
Business Insurance
Reliable auto coverage with competitive.
One agency. Many carriers.
As an Allstate captive agent, we're not locked into one carrier's products. We shop your coverage across multiple top-rated companies and bring you the best available option for your specific situation.
Carrier Choice
We compare rates and coverage from multiple carriers so you don't have to.
No Brand Loyalty
Our loyalty is to our clients — not to any single insurance company.
Claims Advocacy
When you file a claim, we stay involved and push for a fair settlement.
Annual Reviews
Coverage needs change. We revisit your policies to keep them current.
Let's find the right coverage.
Fill out the form and Richard or one of his agents will reach out within one business day. Prefer to talk now? Call us directly same-day coverage is often available.
- Same-day coverage available
- No bots a real agent responds
- Competitive rates from top carriers
- Bundle discounts available
No spam. No obligation. Just a real conversation.
What our community says
Richard and his team helped me make the switch from StateFarm quick and easy for my home/auto policies. Better coverages at a better price. I highly recommend!
Gene Bowles
Richard at All State was amazing to work with & he ensured I got the best rates for Home & Auto insurance. I would highly recommend him for any new policy or renewals.
sharad r
Have never experienced this level of outstanding service before from Richard Tate and his entire team. I submitted a coverage change request today and it was handled within a few minutes. Hard to believe how much money we saved by switching to Allstate. So glad we selected Richard as our agent. So professional but so personable at the same time.
Michael Miller
Richard and his staff were very helpful in making sure I had proper insurance for my: home, vehicles, and a personal umbrella. I would highly recommend if you are interested in the best service with competitive pricing.
Dave Holman
Spent a long time speaking to Jacob today. He explained the intricacies of the home and auto policies and matched Allstate policies with my current insurance policy and rates. His policy (Home & Auto) savings were significant. Thank You Jacob.
Dennis McLevaine
Great experience! Richard did a fantastic job of listening to the needs of our family and helping us with affordable, reliable insurance coverage for our family, which includes two teenage drivers. I highly recommend!
Laura Dunlap
Everything you need, from one local team
Tate Insurance Group offers home, auto, life, renters, motorcycle, and commercial coverage for families and businesses across Alabama and Georgia. One call, one agent, one local team that knows your full picture and makes sure nothing is left uncovered.
Questions worth asking.
The questions most people wish they'd asked before they needed to file a claim. We answer them here — and in person.
Can I bundle my home and auto insurance in Alabama or Georgia?
Yes, and most clients save money when they do. Bundling with the same agency also means one phone call when you have a question or need to file a claim. We review both policies together to make sure nothing overlaps, nothing falls through the cracks, and your limits make sense across the board.
Does Tate Insurance Group offer life insurance in Alabama and Georgia?
Yes. We can help Alabama and Georgia families look at term and permanent life insurance options. Life insurance is one of those things most people know they need and keep putting off. A short conversation with us is usually enough to figure out what kind of coverage makes sense for your family's situation right now.
Do I need renters insurance if I'm renting in Auburn or elsewhere in Alabama?
Yes. Your landlord's insurance covers the building, not your belongings. If there is a fire, theft, or water damage, you would be replacing everything out of pocket without it. Renters coverage is also one of the most affordable policies available and includes personal liability coverage. If you are renting anywhere in Alabama or Georgia, it is worth having.
What is umbrella insurance and do I need it?
Umbrella insurance adds an extra layer of liability protection above what your home and auto policies cover. If you are in an accident or something happens on your property and the costs exceed your standard policy limits, umbrella coverage picks up where those leave off. It is typically inexpensive relative to the protection it provides. We can tell you quickly whether it makes sense for your situation.
Can one local agent handle all my insurance needs in Alabama and Georgia?
Yes. That is exactly how we operate. Tate Insurance Group covers home, auto, life, renters, motorcycle, and commercial insurance for families and businesses across Alabama and Georgia. Having everything in one place means your coverages get reviewed together, gaps are easier to spot, and you are not tracking down five different companies when something goes wrong.
Why use a local insurance agent instead of an app or a website?
An app does not know your situation. It does not know that you have a teenage driver coming up, that you just renovated your house, or that your coverage limits have not been reviewed in years. A local agent does. We are not a 1-800 number. We are here when something happens, and we make sure your coverage is built right before it does.